Title Insurance Policy Issuance in Melbourne, Florida

Protection That Lasts Beyond the Closing Table

At Countdown Title, we issue title insurance policies that protect your investment long after the ink has dried. Whether you’re buying your first home in Melbourne, refinancing a property in Cocoa Beach, or funding a mortgage in Palm Bay, our title insurance policy issuance services in Brevard County provide the peace of mind every buyer and lender deserves.

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What Is Title Insurance?

Title insurance protects homeowners and lenders against losses caused by defects in the property’s title. These defects could include unknown liens, ownership disputes, errors in public records, or claims from undisclosed heirs.

Unlike other types of insurance that protect against future risks, title insurance safeguards against past issues that weren’t uncovered during the title search—but could still affect your ownership.

We issue two types of title insurance policies:

Owner’s Policy – Protects the buyer’s financial interest in the property.
Lender’s Policy – Required by most mortgage lenders to protect their investment in case of title-related problems.

Why It Matters in Brevard County Real Estate

In Florida, especially across areas like Melbourne, Titusville, Viera, and Satellite Beach, the real estate landscape includes everything from historical properties to new developments. That means potential risks—like boundary disputes, clerical errors, or unresolved liens—can sometimes go undetected, even in thorough searches.

With a title insurance policy issued by Countdown Title, you get:

Z Peace of MindYour ownership is protected from hidden title problems.
Z Local Insight We understand Brevard County’s recording systems, typical encumbrances, and legal landscape.
Z Trusted UnderwritersWe partner with reputable national title insurance underwriters to offer robust protection.
Z One-Time PaymentTitle insurance only requires a single premium paid at closing, with no monthly fees.

Title Insurance in Florida

Is title insurance required in Florida?

C

B

While not legally required for buyers, most lenders will require a lender’s policy. An owner’s policy is optional but strongly recommended in Florida to protect against unexpected title issues.

Who pays for title insurance in Brevard County?

C

B

It varies by county and contract. In Brevard County, it’s common for the buyer to choose the title company and pay for the policy, but this is negotiable between buyer and seller.

How long does title insurance coverage last?

C

B

An owner’s title insurance policy lasts as long as you or your heirs own the property. A lender’s policy lasts until the mortgage is paid off.

Protect Your Investment with Confidence

A clear title is essential—but protection against the unknown is priceless. With title insurance policy issuance from Countdown Title, you’re covered in every sense of the word. Let us help you close with confidence and peace of mind.