• 816 Adger Smith Lane Melbourne, Florida 32935
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Settlement Statement Preparation in Melbourne, Florida

Transparent, Accurate, and Ready for Closing Day

At Countdown Title, we make sure every detail adds up—literally. Our professional settlement statement preparation services in Melbourne, FL ensure all closing costs are accounted for and clearly outlined for buyers, sellers, agents, and lenders. Whether you’re closing on a home in Palm Bay, refinancing in Cocoa, or finalizing a sale in Titusville, we prepare your documents with accuracy and clarity so you can close with confidence.

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What Is a Settlement Statement?

A settlement statement, often called a Closing Disclosure (CD) or ALTA Settlement Statement, is a detailed financial breakdown of the transaction. It outlines who pays what, from purchase price and loan amounts to taxes, title fees, insurance premiums, and more.

In Florida, settlement statements are required for most residential real estate closings. They serve as a final confirmation of all financial obligations and disbursements—ensuring full transparency and protecting all parties involved.

Who We Help

  • HomebuyersKnow exactly what you’re paying and where every dollar goes—before you sign.
  • SellersAvoid surprises at closing and see your net proceeds calculated with precision.
  • LendersTrust in accurate data that complies with TRID and industry standards.
  • Real Estate AgentsDeliver a better experience with clean, professional closing packages your clients will appreciate.

Why It Matters in Florida Real Estate Transactions

Every closing needs a clear picture of the numbers. In Brevard County, where transaction types and closing costs can vary based on property location, financing, and local fees, a well-prepared settlement statement avoids confusion and last-minute changes. Countdown Title ensures every form meets state compliance while being easy to read and understand.

We handle:

  • Buyer and seller settlement statements
  • Lender-required disclosures
  • Cash purchase breakdowns
  • Government recording and tax fee calculations
  • Pro-rated taxes, HOA dues, and credits
From Melbourne Beach to Merritt Island, our team understands the local real estate landscape and closing costs structure.

What to Expect from Countdown Title

01 Mar, 2023

Fast, Reliable Turnaround
We work proactively to ensure statements are completed ahead of schedule, with plenty of time for review and corrections.

01 Mar, 2023

Attention to Detail
Our experienced team double-checks all figures, from wire fees to property taxes and title charges.

01 Mar, 2023

Local Knowledge = Accurate Fees
As a Brevard County-based title company, we’re familiar with regional costs and requirements, including documentary stamp taxes, recording fees, and more.

01 Mar, 2023

Easy to Understand
We prepare documents in clear, accessible language and walk you through each line item if needed.

Settlement Statements in Florida

Is a settlement statement required in Florida?
C
B
Yes. In Florida, both buyers and sellers receive a settlement statement during closing. It itemizes every fee and payment related to the transaction and is typically prepared by the title company.
What’s the difference between a Closing Disclosure and an ALTA Statement?
C
B
A Closing Disclosure (CD) is used for financed transactions and is regulated by the CFPB, while the ALTA Settlement Statement is a standard format used industry-wide for clarity. Both serve the same purpose but may differ in layout and detail.
Who prepares the settlement statement in Brevard County closings?
C
B
In most residential transactions across Brevard County—including Melbourne, Palm Bay, and Rockledge—the title company (like Countdown Title) prepares the settlement statement, coordinating with lenders, agents, and attorneys as needed.

Let’s Get the Numbers Right—Together

At Countdown Title, we believe every real estate closing should be seamless, professional, and fully transparent. Our settlement statement preparation in Melbourne, FL is designed to give all parties peace of mind and keep the deal moving forward.
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